Best Software Companies – Below is a handpicked list of fintech software development companies, along with useful details about each vendor (expertise, previous projects, skill set, team composition). It is based on screening 92 companies and analyzing thousands of reviews. Make decisions based on solid data.
Here are the top 8 fintech development service providers in the world. There is no overall best option, so companies sort by the category that seems most important from the customer’s perspective – the ability to move quickly to projects and impact the growth of their business.
Best Software Companies
In the next section, you will see a chart comparing the skills companies have and how they affect products and teams. This will enable you to make an informed decision when choosing the best product development service provider for your case.
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In the first set of charts, we compared the company’s base case. Be aware of them, especially if you need to hire a large group of developers.
Hiring an inexperienced team to develop a fintech app is not the best decision, so all the companies in this ranking show fintech-related experience.
Companies with more experience in the market may be more mature in terms of processes and possess a wider range of skills useful for software development.
Younger companies tend to look at things with new ideas and are not stubborn, so they can speed up some procedures for you.
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If you need a development team of 40+ people, go to a big company. But remember, just because there are more developers doesn’t mean they can start collaborating quickly. Large companies usually require a lot of formalities before a project can be launched. It slows down the process and creates the risk of favoring more profitable customers.
Smaller companies that want to show their skills and expertise can skip a lot of paperwork, and they also build teams in a more personal way. But you won’t be able to skip your high demands.
In this section, we compare how quickly these companies can have a real impact on your product, and what their procedures are for achieving the best business results.
Vendors who understand the business (not just the technology) will make smarter decisions, prioritize more accurately, and ultimately deliver better products.
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A business success approach manifests itself in involving business analysts in projects from the beginning, or providing technical advisory support to development teams.
The hallmark of a software development company that will deliver your product in line with business needs is also the way they work – an open exchange of information when the lines between business and development are broken down. A smooth flow of expertise between the supplier and your internal team creates a solid foundation for a successful partnership.
Another good sign is when they challenge your vision and find better solutions from a business perspective.
Time to impact means how quickly a company can actually make an impact on your product. It depends on how the provider manages resources, how much formality they require to get started, and how long it takes to join.
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The timing of the impact is also influenced by the way companies organize programs and other products they offer, such as workshops. In addition, the presence of technical advisors and technical leaders on the team speeds up the time to first contribution.
There is a close connection between the way of cooperation and the culture of the company. In order to evaluate them, we analyzed the testimonials and reviews of each company, as well as the opinions of the sellers themselves.
In this section, start by asking yourself, what do you want your collaboration to look like? Would you like an external team to work closely with yours? Would you like to learn something new from your supplier’s team, for example, to make positive changes to your processes?
A team with a strong consultative approach is more than happy to share information with you. They will be spontaneous throughout the process, and will suggest some improvements and specific skills that your team can learn.
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After the partnership ends, your team should be skilled enough to continue without the help of the vendor.
In short, following a DevOps culture means close collaboration without a knowledge hub. Extensive documentation lengthens the development process and makes it more difficult to achieve business results. Close collaboration means understanding, transparency and higher quality. Frequent and high-quality releases increase developer satisfaction, which in turn improves product user satisfaction.
A company that fits the DevOps culture and is willing to share this knowledge is pure gold – you can dramatically improve your processes with these players.
You don’t need to worry about an external team of developers. A strong sense of ownership by the team can prevent this from happening.
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Responsible teams are not afraid to make mistakes because they know how to correct them. They accept challenges and responsibilities. Ownership aspects require more transparency and better communication.
Close collaboration between your team and supplier teams will improve communication, increase transparency and make it easier to achieve shared business goals. It can also increase productivity.
The company specializes in fintech web and mobile app development, and its portfolio includes cryptocurrency trading, expense management and wealth management apps. They work with start-ups, SMEs and corporations.
The company has strong user experience design capabilities. They are experts in increasing customer engagement and increasing ROI by providing financial solutions that meet the needs of the modern consumer. The company offers discovery workshops that can save up to 20% in development time and understand the business side of development projects.
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Services: Fintech Mobile App Development, Fintech Web App Development, Cryptocurrency Apps, Expense Management Software Development, Payment Solutions, Investment Software Development, Fintech UX/UI Design
Talent on board: Software Engineer, QA Engineer, UX/UI Designer, Business Analyst, Technical Consultant, Scrum Master, Agile Coach, Solution Architect, DevOps Engineer, Delivery Manager
Skills: DevOps, Workshop, Hybrid Mobile App Development, iOS App Development, Android App Development, PWA, UX Design, UI Design, UX Audit, UX Workshop, Architecture Development, MVP, Prototyping, Product Scaling, CI/CD, automated testing, BDD, TDD, information architecture, visual design, backend engineering, API development, serverless architecture, testing
What customers value: technical knowledge, code quality, proactive attitude, project management ability, transparency, engagement, dedication, curiosity, being part of the customer team
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Culture and Values: The team believes in ownership and building strong relationships with clients and team members. They support proactive behaviour. Continuous growth, knowledge sharing and close collaboration are very important to the team. After getting off work, they are a group of friends who love to spend time together.
The company specializes in fintech and blockchain software development and consulting. They are highly focused on providing cutting-edge fintech and banking solutions that are easy to use.
10Clouds has teamed up with Trust Stamp, a global leader in identity verification, to develop a solution that meets the strictest security standards. They can be used when working with corporations and financial technologies to speed up the process. These are solutions such as proof of vitality, authentication, or identity lakes.
10Clouds fintech team extends blockchain partners and mobile development teams, supports teams in building a secure data sharing platform, and helps fintech companies migrate to the cloud.
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Scope of services: financial mobile application development, financial web application development, banking system, corporate financial software development, consulting
Talent on board: Software Engineers, QA Engineers, DevOps Engineers, Blockchain Developers, Cloud Engineers, Software Architects, Product Designers, UX Designers, Delivery Managers, Agile Project Managers
Skills: Artificial Intelligence, Blockchain, Cloud, DevOps, Authentication, Machine Learning, Data Sharing, Customer Experience, Web Development, Mobile Development, Web Design, Product Design, UX Design, Illustration, MLOps
Culture and Values: The team believes that mutual and constructive feedback is part of showing appreciation. They also make an effort to recognize and celebrate achievements, as this increases team happiness and engagement. Care and appreciation is one of the main company values that keeps the team together.
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Miquido provides end-to-end fintech software development services – from strategy and market research, to design, to development and support. This process enables companies to discover business needs and deliver consumer-focused products.
Miquido implements machine learning capabilities and data science solutions for the financial and banking products it creates. Expertise in artificial intelligence allows them to implement chatbots or voice assistants in insurtech products. The company cares about the security and performance of the fintech applications they provide.
They have experience building various financial products: trading platforms, investment apps, banking apps and digital wallets. Their fintech application at Nextbank has been recognized by the Singapore Fintech Festival for 3 years running.
Specialties: In-App Bank Account Management, Insurance Agency CRM App, Financial Mobile Platform, Web and Mobile Trading Platform, Investment App, Stock Exchange App, Advanced Savings Calculator
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Scope of services: Banking application development, digital wallet, mobile banking application, insurance application development, financial application development, financial mobile platform development
Talent on board: software developers, front-end developers, back-end developers, technical leads, software testers, visual designers, product designers, UX/UI designers, project managers
Skills: Core Cloud Banking, Internet Internet Banking, Mobile Internet Banking, Agent Banking, AI Credit Scoring, Artificial Intelligence, Machine Learning, Data Science, Computer Vision, AWS, Google Cloud Platform, Cloud Application Development, Cloud Deployment, UX design, UI design, business intelligence, product strategy, workshops, NLP, market research, prototyping, PoC
What clients value: Reliability, flexibility, consistency, fast turnaround time, ability to join fast, versatile skills